Campus FCU Lagniappe Lite Checking bonus: is the $225 gift card worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
Yearly rate on $5,000 while it's there, bonus included.
The math
Compared with leaving $5k at 4.15%
Get 2 direct deposits of $500+ within 90 days · Average $5,000 from day 1 to day 90 · Keep $5,000 there until day 120. Terms checked Oct 10, 2026.
About this bonus
What it takes
- 1Get 2 direct deposits of $500+ within 90 days
- 2Average $5,000 from day 1 to day 90
- 3Keep $5,000 there until day 120
- Ends
- No end date listed
- Where
- Louisiana
- Pays while it's there
- 3.75% a year
- Monthly fee
- None
- Keep it open
- At least 120 days, or the bonus can be taken back
- Cash stays
- About 120 days
- Bonus paid
- Usually within 42 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Campus FCU Lagniappe Lite Checking bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $5,000 tier adds +$219: the $225 bonus plus $62 interest, minus the $68 that cash would have earned in 120 days. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Get 2 direct deposits of $500+ within 90 days; average $5,000 from day 1 to day 90; keep $5,000 there until day 120. Open to residents of Louisiana.
When does it end?
No end date is listed. The terms were last checked Oct 10, 2026.