Chase Total Checking + Chase Savings bonus: is $900 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
With $15,000 for 90 days, the tier that adds the most.
Yearly rate on $15,000 while it's there, bonus included.
Every tier
A smaller tier often wins: less cash away from what it earns now.
- +$300$0$300 bonus · 90 days
- +$47$15,000$200 bonus · 90 days
- +$747$15,000Best for you$900 bonus · 90 days
- +$2$0$2 bonus · 90 days
The math
Compared with leaving $15k at 4.15%
Set up a direct deposit within 90 days · Deposit $15,000 in new money within 30 days · Keep $15,000 there until day 90. Terms checked Oct 10, 2026.
About this bonus
What it takes
- 1Set up a direct deposit within 90 days
- 2Deposit $15,000 in new money within 30 days
- 3Keep $15,000 there until day 90
- Ends
- Jan 27, 2027
- Where
- Nationwide
- Pays while it's there
- 0.01% a year
- Monthly fee
- None
- Cash stays
- About 90 days
- Bonus paid
- Usually within 15 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Chase Total Checking + Chase Savings bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $15,000 tier adds +$747: the $900 bonus, minus the $153 that cash would have earned in 90 days. The $300 tier, with no cash parked, adds +$300. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Set up a direct deposit within 90 days; deposit $15,000 in new money within 30 days; keep $15,000 there until day 90. Open nationwide.
When does it end?
The offer ends Jan 27, 2027. The terms were last checked Oct 10, 2026.