Bounty
Worth it?

Community First Credit Union of Florida Advantage Checking bonus: is $200 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$203: more than leaving it at 4.15%
With the bonus86.38%
Leave it where it is4.15%

Yearly rate on $1,000 while it's there, bonus included.

The math

Compared with leaving $1k at 4.15%

Bonus
+$200
Interest while it's there
5.12% for 3 mo
+$13
What it'd earn at home
$1,000 at 4.15% for 3 mo
−$10
Extra
+$203
Works out to 86.4% a year on that cash, vs 4.15% at home.

Make 10 debit card purchases within 90 days · Deposit $1,000 in new money within 90 days. Terms checked Oct 9, 2026.

See every bonus ranked like this for you

About this bonus

What it takes

  1. 1Make 10 debit card purchases within 90 days
  2. 2Deposit $1,000 in new money within 90 days
Ends
No end date listed
Where
Florida
Pays while it's there
5.12% a year
Monthly fee
None
Closing early
$10 within 180 days
Cash stays
About 90 days
Bonus paid
Usually within 30 days of finishing
Terms checked Oct 9, 2026The bank's offer pageFound via Doctor of Credit

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the Community First Credit Union of Florida Advantage Checking bonus worth it?

At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $1,000 tier adds +$203: the $200 bonus plus $13 interest, minus the $10 that cash would have earned in 90 days. At a different rate the answer changes; the calculator on this page works it out for yours.

What are the requirements?

Make 10 debit card purchases within 90 days; deposit $1,000 in new money within 90 days. Open to residents of Florida.

When does it end?

No end date is listed. The terms were last checked Oct 9, 2026.