EarnIn account + Savings Product bonus: is $150 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$150: more than leaving it at 4.15%
With $0 for 45 days, the tier that adds the most.
Every tier
A smaller tier often wins: less cash away from what it earns now.
- +$75$0$75 bonus · 45 days
- +$150$0Best for you$150 bonus · 45 days
The math
Bonus
+$150
Extra
+$150
Sign up with referral link, complete account setup, set up a Savings Product and… · Get $250 in direct deposits within 45 days. Terms checked Oct 10, 2026.
About this bonus
What it takes
- 1Sign up with referral link, complete account setup, set up a Savings Product and…
- 2Get $250 in direct deposits within 45 days
- Ends
- No end date listed
- Where
- Nationwide
- Monthly fee
- None
- Bonus paid
- Usually within 30 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the EarnIn account + Savings Product bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$150.
What are the requirements?
Sign up with referral link, complete account setup, set up a Savings Product and…; get $250 in direct deposits within 45 days. Open nationwide.
When does it end?
No end date is listed. The terms were last checked Oct 10, 2026.