Extraco Banks Easy Checking, Premier Plus or Private Bank Checking bonus: is $1,500 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
With $25,001 for 90 days, the tier that adds the most.
Yearly rate on $25,001 while it's there, bonus included.
Every tier
A smaller tier often wins: less cash away from what it earns now.
- +$714$5,000$750 bonus · 90 days
- +$892$15,001$1,000 bonus · 90 days
- +$1,321$25,001Best for you$1,500 bonus · 90 days
The math
Compared with leaving $25k at 4.15%
Deposit $25,001 in new money within 90 days · Get $5,000 in direct deposits (2+ deposits) within 90 days. Terms checked Oct 10, 2026.
About this bonus
What it takes
- 1Deposit $25,001 in new money within 90 days
- 2Get $5,000 in direct deposits (2+ deposits) within 90 days
- Ends
- Jan 31, 2027
- Where
- Texas
- Pays while it's there
- 1.25% a year
- Monthly fee
- None
- Keep it open
- At least 180 days, or the bonus can be taken back
- Cash stays
- About 90 days
- Bonus paid
- Usually within 15 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Extraco Banks Easy Checking, Premier Plus or Private Bank Checking bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $25,001 tier adds +$1,321: the $1,500 bonus plus $77 interest, minus the $256 that cash would have earned in 90 days. The $15,001 tier adds +$892. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Deposit $25,001 in new money within 90 days; get $5,000 in direct deposits (2+ deposits) within 90 days. Open to residents of Texas.
When does it end?
The offer ends Jan 31, 2027. The terms were last checked Oct 10, 2026.