Bounty
Worth it?

Great Plains Bank New consumer checking bonus: is $300 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$274: more than leaving it at 4.15%
With the bonus48.67%
Leave it where it is4.15%

Yearly rate on $2,500 while it's there, bonus included.

The math

Compared with leaving $2.5k at 4.15%

Bonus
+$300
Interest while it's there
No interest assumed
$0
What it'd earn at home
$2,500 at 4.15% for 3 mo
−$26
Extra
+$274
Works out to 48.7% a year on that cash, vs 4.15% at home.

Get $500 in direct deposits within 90 days · Average $2,500 from day 1 to day 90 · Make 20 debit card purchases within 90 days. Terms checked Oct 10, 2026.

See every bonus ranked like this for you

About this bonus

What it takes

  1. 1Get $500 in direct deposits within 90 days
  2. 2Average $2,500 from day 1 to day 90
  3. 3Make 20 debit card purchases within 90 days
Ends
Dec 31, 2026
Where
Oklahoma, Texas
Monthly fee
None
Cash stays
About 90 days
Bonus paid
Usually within 60 days of finishing
Terms checked Oct 10, 2026The bank's offer pageFound via Doctor of Credit

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the Great Plains Bank New consumer checking bonus worth it?

At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $2,500 tier adds +$274: the $300 bonus, minus the $26 that cash would have earned in 90 days. At a different rate the answer changes; the calculator on this page works it out for yours.

What are the requirements?

Get $500 in direct deposits within 90 days; average $2,500 from day 1 to day 90; make 20 debit card purchases within 90 days. Open to residents of Oklahoma, Texas.

When does it end?

The offer ends Dec 31, 2026. The terms were last checked Oct 10, 2026.