Hanmi Bank Personal Checking bonus: is the 10,000 uChoose Rewards points worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
With $3,000 for 90 days, the tier that adds the most.
Yearly rate on $3,000 while it's there, bonus included.
Every tier
A smaller tier often wins: less cash away from what it earns now.
- +$49$3,000Best for you$80 bonus · 90 days
- +$40$0$40 bonus · 90 days
- +$40$0$40 bonus · 90 days
The math
Compared with leaving $3k at 4.15%
Average $3,000 from day 1 to day 90 · Order, activate and enroll debit card in uChoose Rewards within 30 days; remain…. Terms checked Oct 10, 2026.
About this bonus
What it takes
- 1Average $3,000 from day 1 to day 90
- 2Order, activate and enroll debit card in uChoose Rewards within 30 days; remain…
- Ends
- Dec 31, 2026
- Where
- 6 states: CA, IL, NJ, NY, TX, VA
- Monthly fee
- None
- Cash stays
- About 90 days
- Bonus paid
- Usually within 30 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Hanmi Bank Personal Checking bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $3,000 tier adds +$49: the $80 bonus, minus the $31 that cash would have earned in 90 days. The $40 tier, with no cash parked, adds +$40. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Average $3,000 from day 1 to day 90; order, activate and enroll debit card in uChoose Rewards within 30 days; remain…. Open to residents of CA, IL, NJ, NY, TX, VA.
When does it end?
The offer ends Dec 31, 2026. The terms were last checked Oct 10, 2026.