Huntington Platinum Perks Checking bonus: is $600 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
Yearly rate on $25,000 while it's there, bonus included.
The math
Compared with leaving $25k at 4.15%
Deposit $25,000 in new money within 90 days · Maintain open account status 90 days. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Deposit $25,000 in new money within 90 days
- 2Maintain open account status 90 days
- Ends
- Jan 15, 2027
- Where
- 21 states: AL, AR, CO, FL, GA, IL, IN, KY, LA, MI, MN, MS, MO, NC, OH, PA, SC, TN, TX, WV, WI
- Pays while it's there
- 0.03% a year
- Monthly fee
- None
- Keep it open
- At least 90 days, or the bonus can be taken back
- Cash stays
- About 90 days
- Bonus paid
- Usually within 14 days of finishing
- Credit check
- An Early Warning inquiry (not your credit score)
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Huntington Platinum Perks Checking bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $25,000 tier adds +$346: the $600 bonus plus $2 interest, minus the $256 that cash would have earned in 90 days. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Deposit $25,000 in new money within 90 days; maintain open account status 90 days. Open to residents of AL, AR, CO, FL, GA, IL, IN, KY, LA, MI, MN, MS, MO, NC, OH, PA, SC, TN, TX, WV, WI.
When does it end?
The offer ends Jan 15, 2027. The terms were last checked Oct 9, 2026.