SoFi Active Invest brokerage account bonus: is $50 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$50: more than leaving it at 4.15%
With the bonus413.67%
Leave it where it is4.15%
Yearly rate on $100 while it's there, bonus included.
The math
Compared with leaving $100 at 4.15%
Bonus
+$50
Interest while it's there
4.15% for 45 days
+$1
What it'd earn at home
$100 at 4.15% for 45 days
−$1
Extra
+$50
Works out to 413.7% a year on that cash, vs 4.15% at home.
Deposit $100 in new money within 45 days. Terms checked Oct 10, 2026.
About this bonus
What it takes
- 1Deposit $100 in new money within 45 days
- Ends
- No end date listed
- Where
- Nationwide
- Pays while it's there
- 4.15% a year
- Monthly fee
- None
- Cash stays
- About 45 days
- Bonus paid
- Usually within 45 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the SoFi Active Invest brokerage account bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $100 tier adds +$50: the $50 bonus plus $1 interest, minus the $1 that cash would have earned in 45 days. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Deposit $100 in new money within 45 days. Open nationwide.
When does it end?
No end date is listed. The terms were last checked Oct 10, 2026.