SouthState Bank Business Checking bonus: is $400 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$400: more than leaving it at 4.15%
With $0 for 90 days, the tier that adds the most.
Every tier
A smaller tier often wins: less cash away from what it earns now.
- +$400$0Best for you$400 bonus · 90 days
- −$312$50,000$200 bonus · 90 days
- +$200$0$200 bonus · 90 days
- +$200$0$200 bonus · 90 days
The math
Bonus
+$400
Extra
+$400
Make 15 debit card purchases within 90 days · Get $5,000 in direct deposits within 90 days. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Make 15 debit card purchases within 90 days
- 2Get $5,000 in direct deposits within 90 days
- Ends
- No end date listed
- Where
- 9 states: GA, NC, SC, VA, FL, AL, TX, CO, TN
- Monthly fee
- None
- Closing early
- $25 within 90 days
- Cash stays
- About 90 days
- Bonus paid
- Usually within 4 days of finishing
- Credit check
- A ChexSystems inquiry (not your credit score)
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the SouthState Bank Business Checking bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$400.
What are the requirements?
Make 15 debit card purchases within 90 days; get $5,000 in direct deposits within 90 days. Open to residents of GA, NC, SC, VA, FL, AL, TX, CO, TN.
When does it end?
No end date is listed. The terms were last checked Oct 9, 2026.