Bounty

Webster Bank Personal Checking + Savings bundle bonus: is $900 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$747: more than leaving it at 4.15%
With the bonus24.33%
Leave it where it is4.15%

Yearly rate on $15,000 while it's there, bonus included.

The math

Compared with leaving $15k at 4.15%

Bonus
+$900
Interest while it's there
0.01% for 3 mo
$0
What it'd earn at home
$15,000 at 4.15% for 3 mo
−$153
Extra
+$747
Works out to 24.3% a year on that cash, vs 4.15% at home.

Get $500 in direct deposits within 90 days · Deposit $15,000 in new money within 21 days · Keep $15,000 there until day 90 · Checking and savings must be opened at the same time. Terms checked Oct 10, 2026.

About this bonus

What it takes

  1. 1Get $500 in direct deposits within 90 days
  2. 2Deposit $15,000 in new money within 21 days
  3. 3Keep $15,000 there until day 90
  4. 4Checking and savings must be opened at the same time
Ends
Dec 31, 2026
Where
8 states: CT, MA, ME, NH, NJ, NY, RI, VT
Pays while it's there
0.01% a year
Monthly fee
None
Cash stays
About 90 days
Bonus paid
Usually within 30 days of finishing

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the Webster Bank Personal Checking + Savings bundle bonus worth it?

At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $15,000 tier adds +$747: the $900 bonus, minus the $153 that cash would have earned in 90 days. At a different rate the answer changes; the calculator on this page works it out for yours.

What are the requirements?

Get $500 in direct deposits within 90 days; deposit $15,000 in new money within 21 days; keep $15,000 there until day 90; checking and savings must be opened at the same time. Open to residents of CT, MA, ME, NH, NJ, NY, RI, VT.

When does it end?

The offer ends Dec 31, 2026. The terms were last checked Oct 10, 2026.