Bounty

Webull Self-directed Traditional/Roth IRA bonus: is the 3.5% match worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$2,500: more than leaving it at 4.15%

With $250,000 for 1825 days, the tier that adds the most.

With the bonus4.35%
Leave it where it is4.15%

Yearly rate on $250,000 while it's there, bonus included.

Every tier

A smaller tier often wins: less cash away from what it earns now.

  • $10,000
    $350 bonus · 1825 days
    +$350
  • $10,000
    $100 bonus · 1825 days
    +$100
  • $250,000Best for you
    $2,500 bonus · 1825 days
    +$2,500

The math

Compared with leaving $250k at 4.15%

Bonus
+$2,500
Interest while it's there
4.15% for 1825 days
+$51,875
What it'd earn at home
$250,000 at 4.15% for 1825 days
−$51,875
Extra
+$2,500
Works out to 4.4% a year on that cash, vs 4.15% at home.

Transfer $250,000 in assets from another broker · Keep $250,000 there until day 1825 · Maintain Webull Premium 12 continuous months. Terms checked Oct 10, 2026.

About this bonus

What it takes

  1. 1Transfer $250,000 in assets from another broker
  2. 2Keep $250,000 there until day 1825
  3. 3Maintain Webull Premium 12 continuous months
Ends
No end date listed
Where
Nationwide
Pays while it's there
4.15% a year
Monthly fee
None
Closing early
$NaN within 1825 days
Cash stays
About 1825 days
Bonus paid
Usually within 4 days of finishing

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the Webull Self-directed Traditional/Roth IRA bonus worth it?

At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $250,000 tier adds +$2,500: the $2,500 bonus plus $51,875 interest, minus the $51,875 that cash would have earned in 1825 days. The $10,000 tier adds +$350. At a different rate the answer changes; the calculator on this page works it out for yours.

What are the requirements?

Transfer $250,000 in assets from another broker; keep $250,000 there until day 1825; maintain Webull Premium 12 continuous months. Open nationwide.

When does it end?

No end date is listed. The terms were last checked Oct 10, 2026.