AdelFi Christian Banking Harvest High-Yield Savings bonus: is $100 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$104: more than leaving it at 4.15%
With the bonus29.44%
Leave it where it is4.15%
Yearly rate on $5,000 while it's there, bonus included.
The math
Compared with leaving $5k at 4.15%
Bonus
+$100
Interest while it's there
5% for 30 days
+$21
What it'd earn at home
$5,000 at 4.15% for 30 days
−$17
Extra
+$104
Works out to 29.4% a year on that cash, vs 4.15% at home.
Keep $5,000 there until day 30. Terms checked Oct 10, 2026.
About this bonus
What it takes
- 1Keep $5,000 there until day 30
- Ends
- Dec 31, 2026
- Where
- Nationwide
- Pays while it's there
- 5% a year
- Monthly fee
- None
- Keep it open
- At least 180 days, or the bonus can be taken back
- Cash stays
- About 30 days
- Bonus paid
- Usually within 30 days of finishing
- Credit check
- A ChexSystems inquiry (not your credit score)
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the AdelFi Christian Banking Harvest High-Yield Savings bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $5,000 tier adds +$104: the $100 bonus plus $21 interest, minus the $17 that cash would have earned in 30 days. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Keep $5,000 there until day 30. Open nationwide.
When does it end?
The offer ends Dec 31, 2026. The terms were last checked Oct 10, 2026.