Ameriprise Bank Savings Account bonus: is $1,000 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
With $100,000 for 120 days, the tier that adds the most.
Yearly rate on $100,000 while it's there, bonus included.
Every tier
A smaller tier often wins: less cash away from what it earns now.
- +$264$25,000$350 bonus · 120 days
- +$478$50,000$650 bonus · 120 days
- +$655$100,000Best for you$1,000 bonus · 120 days
The math
Compared with leaving $100k at 4.15%
Deposit $100,000 in new money within 30 days · Keep $100,000 there until day 120. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Deposit $100,000 in new money within 30 days
- 2Keep $100,000 there until day 120
- Ends
- Dec 29, 2026
- Where
- Nationwide
- Pays while it's there
- 3.1% a year
- Monthly fee
- None
- Cash stays
- About 120 days
- Bonus paid
- Usually within 20 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Ameriprise Bank Savings Account bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $100,000 tier adds +$655: the $1,000 bonus plus $1,019 interest, minus the $1,364 that cash would have earned in 120 days. The $50,000 tier adds +$478. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Deposit $100,000 in new money within 30 days; keep $100,000 there until day 120. Open nationwide.
When does it end?
The offer ends Dec 29, 2026. The terms were last checked Oct 9, 2026.