Valley Direct High Yield Savings Promo Account bonus: is $150 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$150: more than leaving it at 4.15%
With the bonus5475%
Leave it where it is4.15%
Yearly rate on $1,000 while it's there, bonus included.
The math
Compared with leaving $1k at 4.15%
Bonus
+$150
Interest while it's there
4% for 1 day
$0
What it'd earn at home
$1,000 at 4.15% for 1 day
$0
Extra
+$150
Works out to 5475% a year on that cash, vs 4.15% at home.
Deposit $1,000 in new money within 1 day. Terms checked Oct 10, 2026.
About this bonus
What it takes
- 1Deposit $1,000 in new money within 1 day
- Ends
- No end date listed
- Where
- Nationwide
- Pays while it's there
- 4% a year
- Monthly fee
- None
- Cash stays
- About 1 day
- Bonus paid
- Usually within 32 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Valley Direct High Yield Savings Promo Account bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $1,000 tier adds +$150: the $150 bonus, minus the $0 that cash would have earned in 1 day. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Deposit $1,000 in new money within 1 day. Open nationwide.
When does it end?
No end date is listed. The terms were last checked Oct 10, 2026.