Bounty

Albert Investing account bonus: is the $200 in stock worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$200: more than leaving it at 4.15%
With the bonus85.17%
Leave it where it is4.15%

Yearly rate on $1,000 while it's there, bonus included.

The math

Compared with leaving $1k at 4.15%

Bonus
+$200
Interest while it's there
4.15% for 3 mo
+$10
What it'd earn at home
$1,000 at 4.15% for 3 mo
−$10
Extra
+$200
Works out to 85.2% a year on that cash, vs 4.15% at home.

Deposit $1,000 in new money within 90 days · Maintain any Albert subscription plan, account in good standing, 6 months from…. Terms checked Oct 10, 2026.

About this bonus

What it takes

  1. 1Deposit $1,000 in new money within 90 days
  2. 2Maintain any Albert subscription plan, account in good standing, 6 months from…
Ends
No end date listed
Where
Nationwide
Pays while it's there
4.15% a year
Monthly fee
None
Keep it open
At least 180 days, or the bonus can be taken back
Cash stays
About 90 days
Bonus paid
Usually within 180 days of finishing
Credit check
None

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the Albert Investing account bonus worth it?

At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $1,000 tier adds +$200: the $200 bonus plus $10 interest, minus the $10 that cash would have earned in 90 days. At a different rate the answer changes; the calculator on this page works it out for yours.

What are the requirements?

Deposit $1,000 in new money within 90 days; maintain any Albert subscription plan, account in good standing, 6 months from…. Open nationwide.

When does it end?

No end date is listed. The terms were last checked Oct 10, 2026.