Associated Bank Personal checking bonus: is $600 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
With $10,000 for 90 days, the tier that adds the most.
Yearly rate on $10,000 while it's there, bonus included.
Every tier
A smaller tier often wins: less cash away from what it earns now.
- +$290$1,000$300 bonus · 90 days
- +$349$5,000$400 bonus · 90 days
- +$498$10,000Best for you$600 bonus · 90 days
The math
Compared with leaving $10k at 4.15%
Get $500 in direct deposits within 90 days · Average $10,000 from day 31 to day 90. Verified on the bank's page Oct 9, 2026.
About this bonus
What it takes
- 1Get $500 in direct deposits within 90 days
- 2Average $10,000 from day 31 to day 90
- Ends
- Oct 31, 2026
- Where
- 9 states: IA, IL, IN, KS, MI, MN, MO, OH, WI
- Monthly fee
- None
- Keep it open
- At least 365 days, or the bonus can be taken back
- Cash stays
- About 90 days
- Bonus paid
- Usually within 120 days of finishing
- Credit check
- None
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Associated Bank Personal checking bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $10,000 tier adds +$498: the $600 bonus, minus the $102 that cash would have earned in 90 days. The $5,000 tier adds +$349. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Get $500 in direct deposits within 90 days; average $10,000 from day 31 to day 90. Open to residents of IA, IL, IN, KS, MI, MN, MO, OH, WI.
When does it end?
The offer ends Oct 31, 2026. The terms were last checked Oct 9, 2026.