Bounty

Bank of America Advantage Banking bonus: is $500 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$500: more than leaving it at 4.15%

With $0 for 90 days, the tier that adds the most.

Every tier

A smaller tier often wins: less cash away from what it earns now.

  • $0
    $100 bonus · 90 days
    +$100
  • $0
    $300 bonus · 90 days
    +$300
  • $0Best for you
    $500 bonus · 90 days
    +$500

The math

Bonus
+$500
Extra
+$500

Get $10,000 in direct deposits within 90 days. Terms checked Oct 9, 2026.

About this bonus

What it takes

  1. 1Get $10,000 in direct deposits within 90 days
Ends
Jan 31, 2027
Where
Nationwide
Monthly fee
None
Bonus paid
Usually within 60 days of finishing

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the Bank of America Advantage Banking bonus worth it?

It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$500.

What are the requirements?

Get $10,000 in direct deposits within 90 days. Open nationwide.

When does it end?

The offer ends Jan 31, 2027. The terms were last checked Oct 9, 2026.