Bounty

Ameriprise Bank Checking Account bonus: is $400 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$400: more than leaving it at 4.15%

The math

Bonus
+$400
Extra
+$400

Get $1,500 in direct deposits within 90 days. Terms checked Oct 9, 2026.

About this bonus

What it takes

  1. 1Get $1,500 in direct deposits within 90 days
Ends
Dec 29, 2026
Where
Nationwide
Pays while it's there
0.03% a year
Monthly fee
None
Bonus paid
Usually within 20 days of finishing

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the Ameriprise Bank Checking Account bonus worth it?

It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$400.

What are the requirements?

Get $1,500 in direct deposits within 90 days. Open nationwide.

When does it end?

The offer ends Dec 29, 2026. The terms were last checked Oct 9, 2026.