Chase Total Checking bonus: is $400 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$400: more than leaving it at 4.15%
The math
Bonus
+$400
Extra
+$400
Get $1,000 in direct deposits within 90 days. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Get $1,000 in direct deposits within 90 days
- Ends
- Jan 27, 2027
- Where
- Nationwide
- Monthly fee
- None
- Bonus paid
- Usually within 15 days of finishing
- Credit check
- None
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Chase Total Checking bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$400.
What are the requirements?
Get $1,000 in direct deposits within 90 days. Open nationwide.
When does it end?
The offer ends Jan 27, 2027. The terms were last checked Oct 9, 2026.