Axos Bank Basic Business Checking + Business Premium Savings bonus: is $600 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
Yearly rate on $50,000 while it's there, bonus included.
The math
Compared with leaving $50k at 4.15%
Deposit $50,000 in new money · Make 2 debit card purchases · Average $50,000 from day 1 to day ? · Average $50,000 from day 1 to day ?. Terms checked Oct 10, 2026.
About this bonus
What it takes
- 1Deposit $50,000 in new money
- 2Make 2 debit card purchases
- 3Average $50,000 from day 1 to day ?
- 4Average $50,000 from day 1 to day ?
- Ends
- Jan 31, 2027
- Where
- Nationwide
- Pays while it's there
- 3.8% a year
- Monthly fee
- None
- Closing early
- $50 within 180 days
- Cash stays
- About 90 days
- Bonus paid
- Usually within 21 days of finishing
- Credit check
- A ChexSystems inquiry (not your credit score)
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Axos Bank Basic Business Checking + Business Premium Savings bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $50,000 tier adds +$556: the $600 bonus plus $468 interest, minus the $512 that cash would have earned in 90 days. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Deposit $50,000 in new money; make 2 debit card purchases; average $50,000 from day 1 to day ?; average $50,000 from day 1 to day ?. Open nationwide.
When does it end?
The offer ends Jan 31, 2027. The terms were last checked Oct 10, 2026.