Bounty
Worth it?

U.S. Bank Platinum Business Checking bonus: is $1,500 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$1,329: more than leaving it at 4.15%
With the bonus36.5%
Leave it where it is4.15%

Yearly rate on $25,000 while it's there, bonus included.

The math

Compared with leaving $25k at 4.15%

Bonus
+$1,500
Interest while it's there
No interest assumed
$0
What it'd earn at home
$25,000 at 4.15% for 2 mo
−$171
Extra
+$1,329
Works out to 36.5% a year on that cash, vs 4.15% at home.

Deposit $25,000 in new money within 30 days · Keep $25,000 there until day 60 · Make 6 debit card purchases within 60 days. Terms checked Oct 10, 2026.

See every bonus ranked like this for you

About this bonus

What it takes

  1. 1Deposit $25,000 in new money within 30 days
  2. 2Keep $25,000 there until day 60
  3. 3Make 6 debit card purchases within 60 days
Ends
Jan 13, 2027
Where
Nationwide
Monthly fee
None
Cash stays
About 60 days
Bonus paid
Usually within 30 days of finishing
Terms checked Oct 10, 2026The bank's offer pageFound via Doctor of Credit

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the U.S. Bank Platinum Business Checking bonus worth it?

At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $25,000 tier adds +$1,329: the $1,500 bonus, minus the $171 that cash would have earned in 60 days. At a different rate the answer changes; the calculator on this page works it out for yours.

What are the requirements?

Deposit $25,000 in new money within 30 days; keep $25,000 there until day 60; make 6 debit card purchases within 60 days. Open nationwide.

When does it end?

The offer ends Jan 13, 2027. The terms were last checked Oct 10, 2026.