Bounty

Chase Business Complete Checking bonus: is $1,500 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$818: more than leaving it at 4.15%

With $100,000 for 60 days, the tier that adds the most.

With the bonus9.13%
Leave it where it is4.15%

Yearly rate on $100,000 while it's there, bonus included.

Every tier

A smaller tier often wins: less cash away from what it earns now.

  • $2,000
    $400 bonus · 60 days
    +$386
  • $20,000
    $750 bonus · 60 days
    +$614
  • $100,000Best for you
    $1,500 bonus · 60 days
    +$818

The math

Compared with leaving $100k at 4.15%

Bonus
+$1,500
Interest while it's there
No interest assumed
$0
What it'd earn at home
$100,000 at 4.15% for 2 mo
−$682
Extra
+$818
Works out to 9.1% a year on that cash, vs 4.15% at home.

Deposit $100,000 in new money within 30 days · Keep $100,000 there until day 60 · Make 5 debit card purchases within 90 days. Terms checked Oct 9, 2026.

About this bonus

What it takes

  1. 1Deposit $100,000 in new money within 30 days
  2. 2Keep $100,000 there until day 60
  3. 3Make 5 debit card purchases within 90 days
Ends
Jan 21, 2027
Where
Nationwide
Monthly fee
None
Cash stays
About 60 days
Bonus paid
Usually within 15 days of finishing
Credit check
None

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the Chase Business Complete Checking bonus worth it?

At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $100,000 tier adds +$818: the $1,500 bonus, minus the $682 that cash would have earned in 60 days. The $20,000 tier adds +$614. At a different rate the answer changes; the calculator on this page works it out for yours.

What are the requirements?

Deposit $100,000 in new money within 30 days; keep $100,000 there until day 60; make 5 debit card purchases within 90 days. Open nationwide.

When does it end?

The offer ends Jan 21, 2027. The terms were last checked Oct 9, 2026.