Bank of Hawaii savings account bonus: is $300 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
With $20,000 for 30 days, the tier that adds the most.
Yearly rate on $20,000 while it's there, bonus included.
Every tier
A smaller tier often wins: less cash away from what it earns now.
- +$58$5,000$75 bonus · 30 days
- +$116$10,000$150 bonus · 30 days
- +$232$20,000Best for you$300 bonus · 30 days
The math
Compared with leaving $20k at 4.15%
Deposit $20,000 in new money within 30 days · Keep $20,000 there until day ?. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Deposit $20,000 in new money within 30 days
- 2Keep $20,000 there until day ?
- Ends
- No end date listed
- Where
- Hawaii
- Pays while it's there
- 0.01% a year
- Monthly fee
- None
- Closing early
- $70 within 180 days
- Cash stays
- About 30 days
- Bonus paid
- Usually within 30 days of finishing
- Credit check
- A ChexSystems inquiry (not your credit score)
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Bank of Hawaii savings account bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $20,000 tier adds +$232: the $300 bonus, minus the $68 that cash would have earned in 30 days. The $10,000 tier adds +$116. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Deposit $20,000 in new money within 30 days; keep $20,000 there until day ?. Open to residents of Hawaii.
When does it end?
No end date is listed. The terms were last checked Oct 9, 2026.