Bounty

Bask Mileage Savings Account bonus: is the 20,000 American Airlines AAdvantage miles worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

−$301: you'd earn more where it is
With the bonus2.32%
Leave it where it is4.15%

Yearly rate on $50,000 while it's there, bonus included.

The math

Compared with leaving $50k at 4.15%

Bonus
+$260
Interest while it's there
0.73% for 4 mo
+$121
What it'd earn at home
$50,000 at 4.15% for 4 mo
−$682
Extra
−$301
Works out to 2.3% a year on that cash, vs 4.15% at home.

Deposit $50,000 in new money within 15 days · Keep $50,000 there until day 120. Terms checked Oct 10, 2026.

About this bonus

What it takes

  1. 1Deposit $50,000 in new money within 15 days
  2. 2Keep $50,000 there until day 120
Ends
Nov 30, 2026
Where
Nationwide
Pays while it's there
0.73% a year
Monthly fee
None
Cash stays
About 120 days
Bonus paid
Usually within 14 days of finishing

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the Bask Mileage Savings Account bonus worth it?

At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $50,000 tier adds −$301: the $260 bonus plus $121 interest, minus the $682 that cash would have earned in 120 days. At that rate it doesn't beat leaving the cash where it is. At a different rate the answer changes; the calculator on this page works it out for yours.

What are the requirements?

Deposit $50,000 in new money within 15 days; keep $50,000 there until day 120. Open nationwide.

When does it end?

The offer ends Nov 30, 2026. The terms were last checked Oct 10, 2026.