Bluevine Business Checking bonus: is $500 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
Yearly rate on $5,000 while it's there, bonus included.
The math
Compared with leaving $5k at 4.15%
Deposit $5,000 in new money within 30 days · Keep $5,000 there until day 120 · Every 30 days for 90 days starting day 31, meet one of: $5,000 merchant services deposits · Spend $2,000 on the card within 120 days. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Deposit $5,000 in new money within 30 days
- 2Keep $5,000 there until day 120
- 3Every 30 days for 90 days starting day 31, meet one of: $5,000 merchant services deposits
- 4Spend $2,000 on the card within 120 days
- Ends
- Jan 31, 2027
- Where
- Nationwide
- Pays while it's there
- 3% a year
- Monthly fee
- None
- Keep it open
- At least 150 days, or the bonus can be taken back
- Cash stays
- About 120 days
- Bonus paid
- Usually within 30 days of finishing
- Credit check
- None
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Bluevine Business Checking bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $5,000 tier adds +$481: the $500 bonus plus $49 interest, minus the $68 that cash would have earned in 120 days. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Deposit $5,000 in new money within 30 days; keep $5,000 there until day 120; every 30 days for 90 days starting day 31, meet one of: $5,000 merchant services deposits; spend $2,000 on the card within 120 days. Open nationwide.
When does it end?
The offer ends Jan 31, 2027. The terms were last checked Oct 9, 2026.