BMI FCU Youth Share Savings bonus: is $100 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
Yearly rate on $5 while it's there, bonus included.
The math
Compared with leaving $5 at 4.15%
Deposit $5 in new money within 1 day · Youth Certificate must stay open 12 months or bonus is debited at closing. Verified on the bank's page Oct 10, 2026.
About this bonus
What it takes
- 1Deposit $5 in new money within 1 day
- 2Youth Certificate must stay open 12 months or bonus is debited at closing
- Ends
- No end date listed
- Where
- Ohio
- Pays while it's there
- 0.05% a year
- Monthly fee
- None
- Keep it open
- At least 365 days, or the bonus can be taken back
- Cash stays
- About 1 day
- Bonus paid
- Usually within 14 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the BMI FCU Youth Share Savings bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $5 tier adds +$100: the $100 bonus, minus the $0 that cash would have earned in 1 day. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Deposit $5 in new money within 1 day; youth Certificate must stay open 12 months or bonus is debited at closing. Open to residents of Ohio.
When does it end?
No end date is listed. The terms were last checked Oct 10, 2026.