Bank of America Business Advantage Fundamentals Banking bonus: is $2,500 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
With $15,000 for 90 days, the tier that adds the most.
Yearly rate on $15,000 while it's there, bonus included.
Every tier
A smaller tier often wins: less cash away from what it earns now.
- +$349$5,000$400 bonus · 90 days
- +$547$15,000Best for you$700 bonus · 90 days
- +$488$50,000$1,000 bonus · 90 days
- +$477$100,000$1,500 bonus · 90 days
- +$453$200,000$2,500 bonus · 90 days
The math
Compared with leaving $15k at 4.15%
Deposit $15,000 in new money within 30 days · Keep $15,000 there until day 90. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Deposit $15,000 in new money within 30 days
- 2Keep $15,000 there until day 90
- Ends
- Nov 30, 2026
- Where
- Nationwide
- Monthly fee
- None
- Cash stays
- About 90 days
- Bonus paid
- Usually within 60 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Bank of America Business Advantage Fundamentals Banking bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $15,000 tier adds +$547: the $700 bonus, minus the $153 that cash would have earned in 90 days. The $50,000 tier adds +$488. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Deposit $15,000 in new money within 30 days; keep $15,000 there until day 90. Open nationwide.
When does it end?
The offer ends Nov 30, 2026. The terms were last checked Oct 9, 2026.