Bounty
Worth it?

BOK Financial Personal Savings bonus: is $200 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$100: more than leaving it at 4.15%
With the bonus8.19%
Leave it where it is4.15%

Yearly rate on $10,000 while it's there, bonus included.

The math

Compared with leaving $10k at 4.15%

Bonus
+$200
Interest while it's there
0.1% for 3 mo
+$2
What it'd earn at home
$10,000 at 4.15% for 3 mo
−$102
Extra
+$100
Works out to 8.2% a year on that cash, vs 4.15% at home.

Deposit $10,000 in new money within 30 days · Keep $10,000 there until day 90. Terms checked Oct 9, 2026.

See every bonus ranked like this for you

About this bonus

What it takes

  1. 1Deposit $10,000 in new money within 30 days
  2. 2Keep $10,000 there until day 90
Ends
Dec 31, 2026
Where
Colorado
Pays while it's there
0.1% a year
Monthly fee
None
Cash stays
About 90 days
Bonus paid
Usually within 90 days of finishing
Terms checked Oct 9, 2026The bank's offer pageFound via Doctor of Credit

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the BOK Financial Personal Savings bonus worth it?

At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $10,000 tier adds +$100: the $200 bonus plus $2 interest, minus the $102 that cash would have earned in 90 days. At a different rate the answer changes; the calculator on this page works it out for yours.

What are the requirements?

Deposit $10,000 in new money within 30 days; keep $10,000 there until day 90. Open to residents of Colorado.

When does it end?

The offer ends Dec 31, 2026. The terms were last checked Oct 9, 2026.