Bounty

Broadway Bank Advantage, Preferred or Essentials Business Checking bonus: is $1,000 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$280: more than leaving it at 4.15%

With $2,000 for 90 days, the tier that adds the most.

With the bonus60.83%
Leave it where it is4.15%

Yearly rate on $2,000 while it's there, bonus included.

Every tier

A smaller tier often wins: less cash away from what it earns now.

  • $2,000Best for you
    $300 bonus · 90 days
    +$280
  • $25,000
    $500 bonus · 90 days
    +$244
  • $75,000
    $1,000 bonus · 90 days
    +$233

The math

Compared with leaving $2k at 4.15%

Bonus
+$300
Interest while it's there
No interest assumed
$0
What it'd earn at home
$2,000 at 4.15% for 3 mo
−$20
Extra
+$280
Works out to 60.8% a year on that cash, vs 4.15% at home.

Deposit $2,000 in new money within 30 days · Make 10 debit card purchases within 90 days · Average $2,000 from day 1 to day 90 · Account must stay open and in good standing for at least 90 days. Terms checked Oct 9, 2026.

About this bonus

What it takes

  1. 1Deposit $2,000 in new money within 30 days
  2. 2Make 10 debit card purchases within 90 days
  3. 3Average $2,000 from day 1 to day 90
  4. 4Account must stay open and in good standing for at least 90 days
Ends
No end date listed
Where
Texas
Monthly fee
None
Closing early
$15 within 90 days
Cash stays
About 90 days
Bonus paid
Usually within 30 days of finishing

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the Broadway Bank Advantage, Preferred or Essentials Business Checking bonus worth it?

At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $2,000 tier adds +$280: the $300 bonus, minus the $20 that cash would have earned in 90 days. The $25,000 tier adds +$244. At a different rate the answer changes; the calculator on this page works it out for yours.

What are the requirements?

Deposit $2,000 in new money within 30 days; make 10 debit card purchases within 90 days; average $2,000 from day 1 to day 90; account must stay open and in good standing for at least 90 days. Open to residents of Texas.

When does it end?

No end date is listed. The terms were last checked Oct 9, 2026.