Bounty

CCFBank Money Market bonus: is $150 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$99: more than leaving it at 4.15%
With the bonus12.17%
Leave it where it is4.15%

Yearly rate on $5,000 while it's there, bonus included.

The math

Compared with leaving $5k at 4.15%

Bonus
+$150
Interest while it's there
No interest assumed
$0
What it'd earn at home
$5,000 at 4.15% for 3 mo
−$51
Extra
+$99
Works out to 12.2% a year on that cash, vs 4.15% at home.

Keep $5,000 there until day ?. Terms checked Oct 9, 2026.

About this bonus

What it takes

  1. 1Keep $5,000 there until day ?
Ends
No end date listed
Where
Wisconsin, Minnesota, Michigan
Monthly fee
None
Cash stays
About 90 days
Bonus paid
Usually within 30 days of finishing
Terms checked Oct 9, 2026Found via Doctor of Credit

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the CCFBank Money Market bonus worth it?

At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $5,000 tier adds +$99: the $150 bonus, minus the $51 that cash would have earned in 90 days. At a different rate the answer changes; the calculator on this page works it out for yours.

What are the requirements?

Keep $5,000 there until day ?. Open to residents of Wisconsin, Minnesota, Michigan.

When does it end?

No end date is listed. The terms were last checked Oct 9, 2026.