Bounty
Worth it?

Central Bank Business checking bonus: is $500 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$469: more than leaving it at 4.15%
With the bonus67.59%
Leave it where it is4.15%

Yearly rate on $3,000 while it's there, bonus included.

The math

Compared with leaving $3k at 4.15%

Bonus
+$500
Interest while it's there
No interest assumed
$0
What it'd earn at home
$3,000 at 4.15% for 3 mo
−$31
Extra
+$469
Works out to 67.6% a year on that cash, vs 4.15% at home.

Deposit $3,000 in new money within 1 day · Keep $3,000 there until day 90. Terms checked Oct 10, 2026.

See every bonus ranked like this for you

About this bonus

What it takes

  1. 1Deposit $3,000 in new money within 1 day
  2. 2Keep $3,000 there until day 90
Ends
Nov 30, 2026
Where
Oklahoma, Illinois, Kansas, Missouri
Monthly fee
None
Keep it open
At least 90 days, or the bonus can be taken back
Cash stays
About 90 days
Bonus paid
Usually within 21 days of finishing
Terms checked Oct 10, 2026The bank's offer pageFound via Doctor of Credit

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the Central Bank Business checking bonus worth it?

At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $3,000 tier adds +$469: the $500 bonus, minus the $31 that cash would have earned in 90 days. At a different rate the answer changes; the calculator on this page works it out for yours.

What are the requirements?

Deposit $3,000 in new money within 1 day; keep $3,000 there until day 90. Open to residents of Oklahoma, Illinois, Kansas, Missouri.

When does it end?

The offer ends Nov 30, 2026. The terms were last checked Oct 10, 2026.