CitiBusiness Streamlined or Flexible Checking bonus: is $2,000 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
With $50,000 for 90 days, the tier that adds the most.
Yearly rate on $50,000 while it's there, bonus included.
Every tier
A smaller tier often wins: less cash away from what it earns now.
- +$249$5,000$300 bonus · 90 days
- +$295$20,000$500 bonus · 90 days
- +$488$50,000Best for you$1,000 bonus · 90 days
- +$477$100,000$1,500 bonus · 90 days
- −$47$200,000$2,000 bonus · 90 days
The math
Compared with leaving $50k at 4.15%
Deposit $50,000 in new money within 45 days · Keep $50,000 there until day 90. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Deposit $50,000 in new money within 45 days
- 2Keep $50,000 there until day 90
- Ends
- Jan 6, 2027
- Where
- Nationwide
- Monthly fee
- None
- Cash stays
- About 90 days
- Bonus paid
- Usually within 30 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the CitiBusiness Streamlined or Flexible Checking bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $50,000 tier adds +$488: the $1,000 bonus, minus the $512 that cash would have earned in 90 days. The $100,000 tier adds +$477. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Deposit $50,000 in new money within 45 days; keep $50,000 there until day 90. Open nationwide.
When does it end?
The offer ends Jan 6, 2027. The terms were last checked Oct 9, 2026.