Citizens Bank Clearly Better Business Checking bonus: is $1,500 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
With $100,000 for 90 days, the tier that adds the most.
Yearly rate on $100,000 while it's there, bonus included.
Every tier
A smaller tier often wins: less cash away from what it earns now.
- +$249$5,000$300 bonus · 90 days
- +$347$15,000$500 bonus · 90 days
- +$443$30,000$750 bonus · 90 days
- +$477$100,000Best for you$1,500 bonus · 90 days
The math
Compared with leaving $100k at 4.15%
Deposit $100,000 in new money · Keep $100,000 there until day ? · 5 qualifying transactions…. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Deposit $100,000 in new money
- 2Keep $100,000 there until day ?
- 35 qualifying transactions…
- Ends
- Nov 30, 2026
- Where
- 15 states: CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, DC, MD, FL
- Monthly fee
- None
- Cash stays
- About 90 days
- Bonus paid
- Usually within 30 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Citizens Bank Clearly Better Business Checking bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $100,000 tier adds +$477: the $1,500 bonus, minus the $1,023 that cash would have earned in 90 days. The $30,000 tier adds +$443. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Deposit $100,000 in new money; keep $100,000 there until day ?; 5 qualifying transactions…. Open to residents of CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, DC, MD, FL.
When does it end?
The offer ends Nov 30, 2026. The terms were last checked Oct 9, 2026.