Citizens Quest bonus: is $1,200 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
With $0 for 395 days, the tier that adds the most.
Every tier
A smaller tier often wins: less cash away from what it earns now.
- +$600$0$600 bonus · 395 days
- +$1,200$0Best for you$1,200 bonus · 395 days
The math
Get 12 direct deposits of $1,000+ within 395 days · Make 1 purchases within 395 days · Must open a first new eligible checking account AND a new eligible savings account on…. Verified on the bank's page Oct 9, 2026.
About this bonus
What it takes
- 1Get 12 direct deposits of $1,000+ within 395 days
- 2Make 1 purchases within 395 days
- 3Must open a first new eligible checking account AND a new eligible savings account on…
- Ends
- Nov 15, 2026
- Where
- 15 states: CT, DC, DE, FL, MA, MD, MI, NH, NJ, NY, OH, PA, RI, VT, VA
- Pays while it's there
- 0.02% a year
- Monthly fee
- None
- Bonus paid
- Usually within 30 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Citizens Quest bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$1,200.
What are the requirements?
Get 12 direct deposits of $1,000+ within 395 days; make 1 purchases within 395 days; must open a first new eligible checking account AND a new eligible savings account on…. Open to residents of CT, DC, DE, FL, MA, MD, MI, NH, NJ, NY, OH, PA, RI, VT, VA.
When does it end?
The offer ends Nov 15, 2026. The terms were last checked Oct 9, 2026.