Bounty
Worth it?

Credit Union 1 CU1 High Yield Savings Plus 2026 Promo bonus: is $1,000 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

−$150: you'd earn more where it is
With the bonus4%
Leave it where it is4.15%

Yearly rate on $100,000 while it's there, bonus included.

The math

Compared with leaving $100k at 4.15%

Bonus
+$1,000
Interest while it's there
3% for 365 days
+$3,000
What it'd earn at home
$100,000 at 4.15% for 365 days
−$4,150
Extra
−$150
Works out to 4% a year on that cash, vs 4.15% at home.

Deposit $100,000 in new money · Keep $100,000 there until day 365. Terms checked Oct 10, 2026.

See every bonus ranked like this for you

About this bonus

What it takes

  1. 1Deposit $100,000 in new money
  2. 2Keep $100,000 there until day 365
Ends
No end date listed
Where
Nationwide
Pays while it's there
3% a year
Monthly fee
None
Keep it open
At least 365 days, or the bonus can be taken back
Cash stays
About 365 days
Bonus paid
Usually within 360 days of finishing
Terms checked Oct 10, 2026The bank's offer pageFound via Doctor of Credit

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the Credit Union 1 CU1 High Yield Savings Plus 2026 Promo bonus worth it?

At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $100,000 tier adds −$150: the $1,000 bonus plus $3,000 interest, minus the $4,150 that cash would have earned in 365 days. At that rate it doesn't beat leaving the cash where it is. At a different rate the answer changes; the calculator on this page works it out for yours.

What are the requirements?

Deposit $100,000 in new money; keep $100,000 there until day 365. Open nationwide.

When does it end?

No end date is listed. The terms were last checked Oct 10, 2026.