Equity Bank Business Checking bonus: is $1,000 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
Yearly rate on $20,000 while it's there, bonus included.
The math
Compared with leaving $20k at 4.15%
Deposit $20,000 in new money within 60 days · Make 1 debit card purchases within 60 days. Terms checked Oct 10, 2026.
About this bonus
What it takes
- 1Deposit $20,000 in new money within 60 days
- 2Make 1 debit card purchases within 60 days
- Ends
- Dec 31, 2026
- Where
- Kansas, Missouri, Nebraska
- Monthly fee
- None
- Keep it open
- At least 180 days, or the bonus can be taken back
- Cash stays
- About 60 days
- Bonus paid
- Usually within 60 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Equity Bank Business Checking bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $20,000 tier adds +$864: the $1,000 bonus, minus the $136 that cash would have earned in 60 days. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Deposit $20,000 in new money within 60 days; make 1 debit card purchases within 60 days. Open to residents of Kansas, Missouri, Nebraska.
When does it end?
The offer ends Dec 31, 2026. The terms were last checked Oct 10, 2026.