Bounty

eToro brokerage + crypto account bonus: is $300 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$249: more than leaving it at 4.15%

With $5,000 for 90 days, the tier that adds the most.

With the bonus24.33%
Leave it where it is4.15%

Yearly rate on $5,000 while it's there, bonus included.

Every tier

A smaller tier often wins: less cash away from what it earns now.

  • $200
    $10 bonus · 90 days
    +$8
  • $500
    $30 bonus · 90 days
    +$25
  • $2,500
    $200 bonus · 90 days
    +$174
  • $5,000Best for you
    $300 bonus · 90 days
    +$249

The math

Compared with leaving $5k at 4.15%

Bonus
+$300
Interest while it's there
No interest assumed
$0
What it'd earn at home
$5,000 at 4.15% for 3 mo
−$51
Extra
+$249
Works out to 24.3% a year on that cash, vs 4.15% at home.

Deposit $5,000 in new money · Keep $5,000 there until day 90. Terms checked Oct 10, 2026.

About this bonus

What it takes

  1. 1Deposit $5,000 in new money
  2. 2Keep $5,000 there until day 90
Ends
No end date listed
Where
Nationwide
Monthly fee
None
Keep it open
At least 90 days, or the bonus can be taken back
Cash stays
About 90 days
Bonus paid
Usually within 7 days of finishing

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the eToro brokerage + crypto account bonus worth it?

At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $5,000 tier adds +$249: the $300 bonus, minus the $51 that cash would have earned in 90 days. The $2,500 tier adds +$174. At a different rate the answer changes; the calculator on this page works it out for yours.

What are the requirements?

Deposit $5,000 in new money; keep $5,000 there until day 90. Open nationwide.

When does it end?

No end date is listed. The terms were last checked Oct 10, 2026.