Fidelity Bank Statement Savings bonus: is $250 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
Yearly rate on $10,000 while it's there, bonus included.
The math
Compared with leaving $10k at 4.15%
Deposit $10,000 in new money within 1 day · Keep $10,000 there until day 90 · Must be opened simultaneously with a new personal checking account. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Deposit $10,000 in new money within 1 day
- 2Keep $10,000 there until day 90
- 3Must be opened simultaneously with a new personal checking account
- Ends
- No end date listed
- Where
- Pennsylvania
- Monthly fee
- None
- Cash stays
- About 90 days
- Bonus paid
- Usually within 120 days of finishing
- Credit check
- A ChexSystems inquiry (not your credit score)
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Fidelity Bank Statement Savings bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $10,000 tier adds +$148: the $250 bonus, minus the $102 that cash would have earned in 90 days. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Deposit $10,000 in new money within 1 day; keep $10,000 there until day 90; must be opened simultaneously with a new personal checking account. Open to residents of Pennsylvania.
When does it end?
No end date is listed. The terms were last checked Oct 9, 2026.