First Financial Bank Eligible business checking bonus: is the $150 gift card worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
Yearly rate on $2,000 while it's there, bonus included.
The math
Compared with leaving $2k at 4.15%
Deposit $2,000 in new money within 90 days · Make 10 debit card purchases within 90 days. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Deposit $2,000 in new money within 90 days
- 2Make 10 debit card purchases within 90 days
- Ends
- No end date listed
- Where
- Illinois, Indiana, Kentucky, Ohio
- Monthly fee
- None
- Cash stays
- About 90 days
- Bonus paid
- Usually within 21 days of finishing
- Credit check
- A ChexSystems inquiry (not your credit score)
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the First Financial Bank Eligible business checking bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $2,000 tier adds +$130: the $150 bonus, minus the $20 that cash would have earned in 90 days. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Deposit $2,000 in new money within 90 days; make 10 debit card purchases within 90 days. Open to residents of Illinois, Indiana, Kentucky, Ohio.
When does it end?
No end date is listed. The terms were last checked Oct 9, 2026.