Bounty

Found Business Checking bonus: is $250 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$224: more than leaving it at 4.15%
With the bonus40.56%
Leave it where it is4.15%

Yearly rate on $2,500 while it's there, bonus included.

The math

Compared with leaving $2.5k at 4.15%

Bonus
+$250
Interest while it's there
No interest assumed
$0
What it'd earn at home
$2,500 at 4.15% for 3 mo
−$26
Extra
+$224
Works out to 40.6% a year on that cash, vs 4.15% at home.

Receive $2,500 in deposits from Stripe or Square (no time window stated). Terms checked Oct 9, 2026.

About this bonus

What it takes

  1. 1Receive $2,500 in deposits from Stripe or Square (no time window stated)
Ends
Dec 31, 2026
Where
Nationwide
Monthly fee
None
Cash stays
About 90 days
Bonus paid
Usually within 30 days of finishing
Credit check
None

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the Found Business Checking bonus worth it?

At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $2,500 tier adds +$224: the $250 bonus, minus the $26 that cash would have earned in 90 days. At a different rate the answer changes; the calculator on this page works it out for yours.

What are the requirements?

Receive $2,500 in deposits from Stripe or Square (no time window stated). Open nationwide.

When does it end?

The offer ends Dec 31, 2026. The terms were last checked Oct 9, 2026.