Bounty

Found Business Checking bonus: is $500 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$449: more than leaving it at 4.15%

With $5,000 for 90 days, the tier that adds the most.

With the bonus40.56%
Leave it where it is4.15%

Yearly rate on $5,000 while it's there, bonus included.

Every tier

A smaller tier often wins: less cash away from what it earns now.

  • $2,500
    $250 bonus · 90 days
    +$224
  • $5,000Best for you
    $500 bonus · 90 days
    +$449

The math

Compared with leaving $5k at 4.15%

Bonus
+$500
Interest while it's there
No interest assumed
$0
What it'd earn at home
$5,000 at 4.15% for 3 mo
−$51
Extra
+$449
Works out to 40.6% a year on that cash, vs 4.15% at home.

$2,500 Faire deposits for $250, another $2,500 for a further $250; offer expires within…. Terms checked Oct 9, 2026.

About this bonus

What it takes

  1. 1$2,500 Faire deposits for $250, another $2,500 for a further $250; offer expires within…
Ends
Dec 31, 2026
Where
Nationwide
Monthly fee
None
Cash stays
About 90 days
Bonus paid
Usually within 30 days of finishing
Credit check
None

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the Found Business Checking bonus worth it?

At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $5,000 tier adds +$449: the $500 bonus, minus the $51 that cash would have earned in 90 days. The $2,500 tier adds +$224. At a different rate the answer changes; the calculator on this page works it out for yours.

What are the requirements?

$2,500 Faire deposits for $250, another $2,500 for a further $250; offer expires within…. Open nationwide.

When does it end?

The offer ends Dec 31, 2026. The terms were last checked Oct 9, 2026.