Found Business Checking bonus: is $200 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$186: more than leaving it at 4.15%
With the bonus60.83%
Leave it where it is4.15%
Yearly rate on $2,000 while it's there, bonus included.
The math
Compared with leaving $2k at 4.15%
Bonus
+$200
Interest while it's there
No interest assumed
$0
What it'd earn at home
$2,000 at 4.15% for 2 mo
−$14
Extra
+$186
Works out to 60.8% a year on that cash, vs 4.15% at home.
Deposit $2,000 in new money within 60 days. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Deposit $2,000 in new money within 60 days
- Ends
- Dec 31, 2026
- Where
- Nationwide
- Monthly fee
- None
- Cash stays
- About 60 days
- Bonus paid
- Usually within 30 days of finishing
- Credit check
- None
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Found Business Checking bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $2,000 tier adds +$186: the $200 bonus, minus the $14 that cash would have earned in 60 days. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Deposit $2,000 in new money within 60 days. Open nationwide.
When does it end?
The offer ends Dec 31, 2026. The terms were last checked Oct 9, 2026.