Golden 1 CU Business Checking or Sole Proprietor Checking bonus: is $750 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
With $15,000 for 90 days, the tier that adds the most.
Yearly rate on $15,000 while it's there, bonus included.
Every tier
A smaller tier often wins: less cash away from what it earns now.
- +$80$2,000$100 bonus · 90 days
- +$298$10,000$400 bonus · 90 days
- +$597$15,000Best for you$750 bonus · 90 days
The math
Compared with leaving $15k at 4.15%
Deposit $15,000 in new money within 15 days · Average $15,000 from day 1 to day 90. Verified on the bank's page Oct 10, 2026.
About this bonus
What it takes
- 1Deposit $15,000 in new money within 15 days
- 2Average $15,000 from day 1 to day 90
- Ends
- Dec 31, 2026
- Where
- California
- Monthly fee
- None
- Cash stays
- About 90 days
- Bonus paid
- Usually within 30 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Golden 1 CU Business Checking or Sole Proprietor Checking bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $15,000 tier adds +$597: the $750 bonus, minus the $153 that cash would have earned in 90 days. The $10,000 tier adds +$298. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Deposit $15,000 in new money within 15 days; average $15,000 from day 1 to day 90. Open to residents of California.
When does it end?
The offer ends Dec 31, 2026. The terms were last checked Oct 10, 2026.