Grasshopper Bank Innovator Business Checking bonus: is $200 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
Yearly rate on $2,000 while it's there, bonus included.
The math
Compared with leaving $2k at 4.15%
Keep $2,000 there until day 90 · Must apply with a current client's referral code entered in the application. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Keep $2,000 there until day 90
- 2Must apply with a current client's referral code entered in the application
- Ends
- No end date listed
- Where
- Nationwide
- Monthly fee
- None
- Keep it open
- At least 150 days, or the bonus can be taken back
- Cash stays
- About 90 days
- Bonus paid
- Usually within 15 days of finishing
- Credit check
- None
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Grasshopper Bank Innovator Business Checking bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $2,000 tier adds +$180: the $200 bonus, minus the $20 that cash would have earned in 90 days. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Keep $2,000 there until day 90; must apply with a current client's referral code entered in the application. Open nationwide.
When does it end?
No end date is listed. The terms were last checked Oct 9, 2026.