Guaranty Bank Business Checking bonus: is $500 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
Yearly rate on $2,500 while it's there, bonus included.
The math
Compared with leaving $2.5k at 4.15%
Enroll in e-Statements during the 60-day qualifying period · Make 30 debit card purchases within 60 days · Deposit $2,500 in new money within 60 days. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Enroll in e-Statements during the 60-day qualifying period
- 2Make 30 debit card purchases within 60 days
- 3Deposit $2,500 in new money within 60 days
- Ends
- Dec 31, 2026
- Where
- Missouri
- Monthly fee
- None
- Closing early
- $20 within 90 days
- Cash stays
- About 60 days
- Bonus paid
- Usually within 30 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Guaranty Bank Business Checking bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $2,500 tier adds +$483: the $500 bonus, minus the $17 that cash would have earned in 60 days. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Enroll in e-Statements during the 60-day qualifying period; make 30 debit card purchases within 60 days; deposit $2,500 in new money within 60 days. Open to residents of Missouri.
When does it end?
The offer ends Dec 31, 2026. The terms were last checked Oct 9, 2026.