Hanmi Bank Business Checking bonus: is the 200,000 uChoose Rewards points worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
With $100,000 for 90 days, the tier that adds the most.
Yearly rate on $100,000 while it's there, bonus included.
Every tier
A smaller tier often wins: less cash away from what it earns now.
- +$47$15,000$200 bonus · 90 days
- +$288$50,000$800 bonus · 90 days
- +$577$100,000Best for you$1,600 bonus · 90 days
The math
Compared with leaving $100k at 4.15%
Average $100,000 from day 1 to day 90 · Order, activate and enroll debit card in uChoose Rewards within 30 days of opening…. Terms checked Oct 10, 2026.
About this bonus
What it takes
- 1Average $100,000 from day 1 to day 90
- 2Order, activate and enroll debit card in uChoose Rewards within 30 days of opening…
- Ends
- Dec 31, 2026
- Where
- 6 states: CA, IL, NJ, NY, TX, VA
- Monthly fee
- None
- Cash stays
- About 90 days
- Bonus paid
- Usually within 30 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Hanmi Bank Business Checking bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $100,000 tier adds +$577: the $1,600 bonus, minus the $1,023 that cash would have earned in 90 days. The $50,000 tier adds +$288. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Average $100,000 from day 1 to day 90; order, activate and enroll debit card in uChoose Rewards within 30 days of opening…. Open to residents of CA, IL, NJ, NY, TX, VA.
When does it end?
The offer ends Dec 31, 2026. The terms were last checked Oct 10, 2026.