Heritage Community CU HCCU Checking bonus: is $200 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$200: more than leaving it at 4.15%
With $0 for 60 days, the tier that adds the most.
Every tier
A smaller tier often wins: less cash away from what it earns now.
- +$100$25$100 bonus · 1 day
- +$200$0Best for you$200 bonus · 60 days
- +$200$0$200 bonus · 60 days
The math
Bonus
+$200
Extra
+$200
Make 40 debit card purchases within 60 days. Verified on the bank's page Oct 9, 2026.
About this bonus
What it takes
- 1Make 40 debit card purchases within 60 days
- Ends
- Oct 31, 2026
- Where
- California
- Monthly fee
- None
- Closing early
- $25 within 180 days
- Cash stays
- About 1 day
- Bonus paid
- Usually within 30 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Heritage Community CU HCCU Checking bonus worth it?
It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$200.
What are the requirements?
Make 40 debit card purchases within 60 days. Open to residents of California.
When does it end?
The offer ends Oct 31, 2026. The terms were last checked Oct 9, 2026.