Huntington Bank Unlimited Business Checking bonus: is $1,000 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
With $20,000 for 90 days, the tier that adds the most.
Yearly rate on $20,000 while it's there, bonus included.
Every tier
A smaller tier often wins: less cash away from what it earns now.
- +$180$2,000$200 bonus · 90 days
- +$349$5,000$400 bonus · 90 days
- +$795$20,000Best for you$1,000 bonus · 90 days
The math
Compared with leaving $20k at 4.15%
Deposit $20,000 in new money within 30 days · Keep $20,000 there until day 90 · Maintain open account status for 90 days. Terms checked Oct 9, 2026.
About this bonus
What it takes
- 1Deposit $20,000 in new money within 30 days
- 2Keep $20,000 there until day 90
- 3Maintain open account status for 90 days
- Ends
- Oct 14, 2026
- Where
- 22 states: AL, AR, CO, FL, GA, IL, IN, KY, LA, MI, MN, MS, MO, NC, OH, OK, PA, SC, TN, TX, WV, WI
- Monthly fee
- None
- Keep it open
- At least 90 days, or the bonus can be taken back
- Cash stays
- About 90 days
- Bonus paid
- Usually within 14 days of finishing
- Credit check
- None
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Huntington Bank Unlimited Business Checking bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $20,000 tier adds +$795: the $1,000 bonus, minus the $205 that cash would have earned in 90 days. The $5,000 tier adds +$349. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Deposit $20,000 in new money within 30 days; keep $20,000 there until day 90; maintain open account status for 90 days. Open to residents of AL, AR, CO, FL, GA, IL, IN, KY, LA, MI, MN, MS, MO, NC, OH, OK, PA, SC, TN, TX, WV, WI.
When does it end?
The offer ends Oct 14, 2026. The terms were last checked Oct 9, 2026.