Bounty

Hudson Valley CU Value Business Checking bonus: is $1,500 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$1,423: more than leaving it at 4.15%

With $7,500 for 90 days, the tier that adds the most.

With the bonus81.11%
Leave it where it is4.15%

Yearly rate on $7,500 while it's there, bonus included.

Every tier

A smaller tier often wins: less cash away from what it earns now.

  • $2,500
    $750 bonus · 90 days
    +$724
  • $7,500Best for you
    $1,500 bonus · 90 days
    +$1,423

The math

Compared with leaving $7.5k at 4.15%

Bonus
+$1,500
Interest while it's there
No interest assumed
$0
What it'd earn at home
$7,500 at 4.15% for 3 mo
−$77
Extra
+$1,423
Works out to 81.1% a year on that cash, vs 4.15% at home.

Average $7,500 from day 1 to day ? · Make 10 debit card purchases. Terms checked Oct 9, 2026.

About this bonus

What it takes

  1. 1Average $7,500 from day 1 to day ?
  2. 2Make 10 debit card purchases
Ends
Nov 24, 2026
Where
New York
Monthly fee
None
Closing early
$20 within 90 days
Cash stays
About 90 days
Bonus paid
Usually within 30 days of finishing

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the Hudson Valley CU Value Business Checking bonus worth it?

At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $7,500 tier adds +$1,423: the $1,500 bonus, minus the $77 that cash would have earned in 90 days. The $2,500 tier adds +$724. At a different rate the answer changes; the calculator on this page works it out for yours.

What are the requirements?

Average $7,500 from day 1 to day ?; make 10 debit card purchases. Open to residents of New York.

When does it end?

The offer ends Nov 24, 2026. The terms were last checked Oct 9, 2026.